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Enrollment Resources
Steps Towards Enrolling Into Medicare
Many people are confused about the steps to take toward getting Medicare when they become Medicare-eligible. You are either eligible due to a disability or due to age.
Most people will age into Medicare and will automatically be enrolled in both parts of Medicare. Medicare hospital benefits are called Part A, and the outpatient doctor benefits are called Part B. You will have an effective date on the first of the month of your birthday month; however, if your birthday is on the 1st of the month, then you will become effective on the 1st of the prior month.
If you are near Medicare eligibility due to age and have not received any information, then maybe it's time to contact the Social Security Administration, but before you do, first consider these things.
Things to consider before enrolling in Medicare Part B outpatient coverage:
- Are you or a spouse or legal partner continuing to work for a company that offers you group insurance, and does the company have 20 or more employees? If so, then you may want to hold off on getting Part B Medicare until you are ready to leave the company group insurance plan.
- If you or a spouse or legal partner are on a group plan that has less than 20 employees, then you may want to enroll in Part B Medicare as soon as you are eligible.
Medicare Late Enrollment Penalties
If you are eligible for both Medicare Part A and Medicare Part B and you refuse to enroll in Part B simply because you don't see the need and you have no other qualifying health plan, such as a group insurance plan through an employer or employer of a spouse, then you could be charged 10% more (for life) on your Part B premium than someone who first signed up when eligible. The penalty is 10% for every year you delay.
How to Enroll in Medicare
You may enroll in Medicare directly by calling us today at
614-339-9711.
Medicare Educational Videos
These videos are for educational purposes. We represent many of the top carriers available. We will review your unique situation and be able to offer you a variety of carrier products and plans to choose from.
Understanding Medicare Enrollment Periods
Deciding to Sign Up for Medicare Part B
Medicare & You: Traveling Abroad
Medicare & You: Understanding Your Medicare Choices
Have questions or need personalized assistance? Call us at 614-339-9711 – our team is here to help you confidently navigate your insurance needs.