Affordable ACA Health Insurance Options for You and Your Family
Understanding the ins and outs of the Affordable Care Act (ACA) and how it affects your insurance options can be confusing. At Libby Agency Insurance in Augusta, ME, we understand the challenges you may face when trying to find affordable and comprehensive coverage. That's why we're here to simplify the process and provide you with the guidance you need to make informed decisions about your healthcare.
Call us at
614-339-9711 today to learn how you can access affordable health insurance coverage under the Affordable Care Act.
What is the Affordable Care Act (ACA)?
The Affordable Care Act, also known as Obamacare, is a landmark healthcare reform law enacted in 2010 with the goal of increasing access to affordable health insurance coverage for millions of Americans. Key provisions of the ACA include:
Essential Health Benefits
Under the ACA, health insurance plans must cover essential health benefits, including preventive services, prescription drugs, maternity care, mental health services, and more.
Marketplace Enrollment
The ACA created health insurance marketplaces where individuals and families can shop for and enroll in qualifying health insurance plans. These marketplaces offer a range of coverage options and may provide subsidies to help lower premiums for eligible individuals.
Medicaid Expansion
The ACA expanded Medicaid eligibility to millions of low-income adults in states that chose to participate in the expansion. This allows more individuals to access affordable healthcare coverage through the Medicaid program.
How Does the ACA Work?
The ACA works by providing access to affordable health insurance coverage through the marketplace, where individuals can compare plans, enroll in coverage, and access financial assistance if eligible. The law also includes provisions to protect consumers from discriminatory practices and ensure access to essential health benefits.
CoverME
CoverME serves as Maine's official marketplace, offering individuals and families a platform to explore and enroll in both health and dental insurance plans. CoverME is your destination for applying for financial assistance to reduce monthly premiums and out-of-pocket expenses.
Find out if you qualify for subsidies to help lower your health insurance premiums. Call us at 614-339-9711 for assistance in navigating the ACA marketplace.